Expert Storm Damage Restoration in St. Louis, MO & Surrounding Areas
St. Louis weather is some of the most demanding in the country for residential exteriors. Severe thunderstorms, large hail, high winds, and ice storms can damage roofs, siding, windows, and gutters in a matter of minutes—sometimes in ways that aren't immediately visible but cause progressive, costly damage if left unaddressed. When your home has been hit by a storm, the most important step is getting a thorough professional assessment from a contractor who knows exactly what to look for and how to navigate the insurance process on your behalf.
Luitjens Exteriors specializes in storm damage restoration for homeowners throughout St. Louis City and County, Jefferson County, St. Charles County, and the Metro East. We have worked with hundreds of St. Louis homeowners and have extensive experience assessing storm damage, documenting it for insurance purposes, working directly with adjusters, and completing full restorations to pre-storm condition. We handle the insurance process so you don't have to.
Get a Free Inspection or Estimate—Call 314-230-5577 | luitjens-exteriors.com
Our Storm Damage Restoration Process
Step 1—Free Professional Inspection
The first step is a free, thorough inspection of your property by our trained team. We carefully evaluate all aspects of your roof, siding, windows, and gutters to identify every area of damage—including damage that isn't visible from the ground or that an untrained eye might miss. Prompt hail and storm damage assessment is essential because granule loss from damaged shingles exposes the asphalt layer beneath to UV damage, and small compromises in siding and window seals allow moisture infiltration that worsens quickly.
Step 2 — Insurance Claim Support
Once we've assessed the damage, we handle the paperwork and work directly with your insurance provider. We know how adjusters evaluate claims and what documentation is needed to support full coverage for your restoration. Our goal is to maximize your coverage and ensure you receive the compensation needed to fully restore your home. We advocate for you through the entire claims process — you shouldn't have to fight your insurance company alone after your home has already taken a hit.
Step 3 — Transparent Restoration Plan
We provide a clear, written restoration plan with transparent estimates and no hidden fees. Once your contract is signed, your price is locked—no unexpected costs or surprise add-ons when the project is underway. You'll know exactly what is being done, why, and what it will cost before a single piece of material is ordered.
Step 4 — Expert Restoration
Our trained craftsmen perform high-quality repairs or replacements to restore your home to its pre-storm condition—and in many cases, better than it was before. We work efficiently to minimize disruption to your household while ensuring every aspect of the restoration meets industry standards and manufacturer specifications.
Step 5 — Final Inspection & Clean-Up
Before we consider a job complete, we conduct a thorough final inspection to verify that the restoration meets our quality standards and yours. We leave your property spotless—hauling away all materials and debris so your home looks better than it did when we arrived.
What Storm Damage Can Affect
Roofing—missing or damaged shingles, granule loss from hail impact, damaged flashing, leaks
Siding—dents, cracks, holes, and compromised seals from hail and wind
Windows—cracked or broken glass, damaged frames, failed seals from hail and wind
Gutters—dents, bends, detachment, and clogging from debris and ice
Doors—damage to frames, panels, and weather seals from wind and impact
Storm Damage Frequently Asked Questions
How do I know if my home has storm damage?
Not all storm damage is immediately obvious. Hail dents on siding and gutters, granule loss from shingles (visible as dark spots or granule accumulation in gutters), missing or cracked shingles, and damaged window seals are all common signs that are easy to miss without a trained eye. After any significant hail or wind event in the St. Louis area, we recommend scheduling a free professional inspection—even if you don't see obvious damage from the ground. Luitjens Exteriors provides free storm damage inspections throughout our service area. Call 314-230-5577 to schedule one.
Do I have to deal with my insurance company myself?
No—and this is one of the key advantages of working with Luitjens Exteriors. We handle the entire insurance process on your behalf, from initial damage documentation through adjuster meetings and claim filing. We know what insurance companies require, how to present damage findings professionally, and how to advocate for coverage that reflects the true cost of restoring your home. Many homeowners are significantly undercompensated when they navigate the claims process alone. Our team has helped hundreds of St. Louis homeowners achieve full, fair settlements.
Will my insurance rates go up if I file a storm damage claim?
This is a common concern, and the answer depends on your specific policy and insurance provider. In most cases, a claim for storm damage—particularly hail, which is considered an act of nature—does not result in a rate increase in the same way that an at-fault claim might. However, every policy is different, and we recommend reviewing your policy details or consulting with your insurance agent before filing. What we can tell you is that storm damage left unaddressed will cost significantly more over time, as secondary damage from moisture, UV exposure, and structural compromise accumulates.
How long does storm damage restoration take?
The timeline depends on the scope of the damage and the number of trades involved. A single-service restoration — a new roof, for example — can typically be completed in one to two days once materials are on-site. Multi-service restorations involving roofing, siding, and gutters may take several days. The insurance claims process adds time upfront, but once your claim is approved and your contract is signed, we work efficiently to complete the restoration as quickly as possible without compromising quality. We communicate clearly throughout the process and keep you updated on scheduling.
Get a Free Inspection or Estimate—Call 314-230-5577 | luitjens-exteriors.com
